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Start your loan application in just a few simple steps.

Apply for Instant Loan

Fill in your details to check eligibility and get quick approval.

Personal Details
  • Credit report check via CIBIL Bureau.
  • Verification through Aadhaar Card, PAN, Video KYC, e-sign via Digio, e-mandate, Bank Statement via Account Aggregator.
  • Use of your details securely and solely for evaluating your loan eligibility.
  • You confirm that you can read and understand English and agree to receive all loan-related documents in English.

Click "Agree" to proceed.

Rates & Charges

Complete transparency on interest rates, fees, and other applicable charges.

Interest Rate

Interest rates start from 1.5% per month and may vary based on eligibility and risk assessment.

Processing Fee

A one-time processing fee of up to 10% of the loan amount may be applicable.

Late Payment Charges

Late payment may attract a penalty of ₹500 per instance or as per company policy.

GST

GST @ 18% is applicable on processing fees and other service charges.

Prepayment Charges

Prepayment or early closure charges may apply as per loan agreement terms.

Cheque / NACH Bounce Charges

Charges of ₹500 per bounce may be applicable for failed auto-debit transactions.

Note: Rates and charges are subject to change based on regulatory requirements, borrower profile, and internal policies. Final charges will be communicated before loan confirmation.

Eligibility Criteria

To apply for a loan, applicants must meet the following minimum eligibility requirements.

  • Applicant must be an Indian citizen.
  • Minimum age should be 21 years.
  • Applicant must have a valid PAN & Aadhaar card.
  • Minimum monthly income of ₹50,000.
  • Applicant must have an active bank account.
  • Salaried or self-employed individuals are eligible.
  • Stable income source required.
  • Valid mobile number linked with Aadhaar.
Monthly Payment Example
Loan Amount APR Tenure Processing Fees GST on Processing Fees Amount Disbursed Total Repayment Amount Total Interest
₹50,000 375% per annum 90 Days Up to 10% of loan amount 18% ₹44,100 ₹95,000 ₹45,000

Disclaimer: The above example is for illustration purposes only. Actual loan terms, APR, charges, and repayment amounts may vary based on eligibility, credit assessment, and internal policies.

How is APR determined?

Annual Percentage Rate (APR) is determined based on your credit score, the loan amount you wish to borrow, and your steady income. Generally, a good CIBIL score results in a lower APR, while a poor CIBIL score may attract a higher APR. However, we offer a fixed APR that remains the same for all eligible borrowers.

Working of Our Rates & Fees

APR reflects the true cost of borrowing money. It includes the annual interest rate, nominal processing fees, and other applicable charges. APR is usually lower than typical credit card interest rates and represents the actual annual cost of your loan, helping you compare loan offers from different lenders.

We offer a fixed APR of 375% per annum.