1. Acceptance of Terms
By accessing or using our website and services, you agree to be bound by these Terms & Conditions.
If you do not agree, please discontinue use of our services.
2. Eligibility
Loan services are available only to individuals who meet our eligibility criteria, including age,
income, and verification requirements.
3. Loan Application
Submission of a loan application does not guarantee approval. All applications are subject to
internal verification and credit assessment.
4. Interest Rates & Charges
Interest rates, processing fees, and other applicable charges will be disclosed before loan
acceptance. Rates may vary based on eligibility and risk assessment.
5. Loan Disbursal
Approved loan amounts will be disbursed to the borrower’s registered bank account after successful
verification and documentation.
6. Repayment Obligations
Borrowers are required to repay the loan amount along with applicable interest and charges within
the agreed repayment tenure.
7. Late Payment & Penalties
Delayed or missed payments may attract late fees, penalties, or additional interest as per the
loan agreement.
8. Prepayment
Prepayment or early closure of loans may be allowed as per applicable policies and may attract
additional charges.
9. Use of Loan Amount
Loan amounts must be used for lawful purposes only. Misuse of funds may result in legal action
or service termination.
10. User Responsibilities
Users must provide accurate and complete information and keep their login credentials secure.
11. Data Privacy
Collection and use of personal data are governed by our Privacy Policy. By using our services,
you consent to such data usage.
12. Service Modifications
We reserve the right to modify, suspend, or discontinue any part of our services without prior notice.
13. Third-Party Services
We may integrate third-party services for verification, payments, or analytics and are not responsible
for their independent operations.
14. Limitation of Liability
We shall not be liable for any direct, indirect, or consequential losses arising from the use of our
website or services.
15. Account Suspension
User accounts may be suspended or terminated in case of fraud, misuse, or violation of these terms.
16. Governing Law
These Terms & Conditions shall be governed by and construed in accordance with applicable laws
of India.
17. Dispute Resolution
Any disputes arising from these terms shall be resolved through amicable settlement or as per
applicable legal procedures.
18. Changes to Terms
We reserve the right to update or modify these Terms & Conditions at any time. Continued use of
the website constitutes acceptance of revised terms.